Vehicle & Asset Finance · Australia

Think you've got a good rate? Let's check.

Access 60+ lenders competing for your business. Get pre-approved fast, so you know exactly what you can spend before walking into the dealership.

Get Pre-Approved How it works
Hayden is available · typically responds within a few hours

Results that speak for themselves.

★★★★★
Client Feedback
24hr
Average Turnaround
60+
Lenders on Panel
Low
Fees
Access
One broker.
60 lenders.

Your bank offers you one rate. I offer you the best rate from over 60 lenders, all competing for your business. You get choice. You get competition. You get the deal you deserve.

Major banks & credit unions
Non-bank & specialist lenders
Low doc & self-employed options
Rates tailored to your profile
Get pre-approved
60+
Lenders on Panel
01
Speed
Pre-approved in
24 hours.

Walk into the dealership knowing exactly what you can spend, with finance already secured at a competitive rate. No waiting. No uncertainty. No dealer finance surprises.

Same-day response, most clients
No impact on your credit score to enquire
Finance settled in as little as 24 hours
Start your application
24hr
Average Turnaround
02
Transparency
Low fees.
No surprises.

I discuss all fees before you commit, so you're always in control. No hidden costs buried in the paperwork. Just honest advice and a deal that works for you.

All fees discussed upfront
No obligation to proceed
Your best interests, always first
Check your rate
Low
Fees
03

Whatever you're buying,
I've got it covered.

Don't take
my word for it.

"Hayden has helped me on numerous occasions and has been very easy to work with. He's made everything much easier for me. His communication is second to none. Finance settled within 24 hours at a great rate. Will definitely be working with Hayden again."

J
Jake, Russell Truck Align
Settled within 24 hours

"Hayden has been amazing to work with. Always on top of everything and quick to get things done. I've worked with him twice in 6 months and both times the process was smooth and stress free. Finance settled within 24 hours with a lender that suited my needs perfectly."

D
Daniel, Melbourne District Fencing
Repeat Client · Business Finance

"I had an excellent experience with Hayden from Lend Ease. He helped me secure finance for my Ute and made the whole process incredibly smooth and quick. His rates were very competitive and he was completely honest throughout. Highly recommend."

A
Alex, Amazing Landscapes
Ute Finance · Competitive Rate

Three steps to
your best rate.

Step one
Fill out
the form.

Takes less than 3 minutes. Tell me what you're financing and your situation, no obligation, no credit impact.

01
Step two
I shop
60+ lenders.

I go to market across my full panel to find the most competitive rate for your profile, not just one bank's offer.

02
Step three
Pre-approved
fast.

Walk into the dealership knowing exactly what you can spend, with finance already secured at a great rate.

03
Hayden Gemmill
About Hayden

A broker who actually
works for you.

Finance Broker · Lend Ease

Hi, I'm Hayden, a Finance Broker with a genuine passion for helping people get the right finance. Based in Victoria, I enjoy all things sport and spending time with my partner and 2 girls. My approach is simple: clear guidance, tailored solutions and support every step of the way.

Common Questions

Got a question?
We've got answers.

Fill out the form
to get started.

No obligation. No impact on your credit score to enquire. Just a clear picture of what's possible.

Response within a few hours, often same day
60+ lenders compared on your behalf
Low fees · discussed upfront, no hidden costs
Finance settled in as little as 24 hours
Complete Your Enquiry
Fill out all fields and Hayden will be in touch shortly.
No impact on your credit file to enquire
Hayden is available · typically responds within a few hours
Step 1 of 11 7%
What are you looking to finance?
Select the option that best fits.
When are you looking to purchase?
This helps us prioritise your application.
How much are you looking to borrow?
Not sure? Enter your best estimate, we can work with that.
$
What's your employment situation?
This helps us find lenders suited to your profile.
Are you full time, part time or casual?
This helps us identify the right lenders for you.
Tell us about your business
This helps us match you with business finance specialists.
What make and year is the vehicle?
If you haven't chosen yet, give us your best idea.
What is your annual income?
Your gross (before tax) income per year.
Do you own property?
Property ownership can help you access better rates.
How would you describe your credit history?
Be honest, there are lenders for every situation.
Almost done, your details
So Hayden can get in touch with your results.
Application Received.

Thanks for submitting your details. Hayden will be in touch within a few hours to discuss your options.

Keep an eye on your phone, we'll call from a local number.

Sorry, not right now.

Unfortunately we're unable to help with your current situation. Feel free to reach out in future if your circumstances change.

🟢 Hayden is available Typically responds within a few hours